Which of the following statements is an objective of the risk and market stabilization programs in the Affordable Care Act?

The objective of the risk and market stabilization programs in the Affordable Care Act includes redistributing funds from low-risk to high-risk plans. This is designed to create a more balanced insurance marketplace. By providing financial support to high-risk plans, the programs help ensure that insurance remains affordable for individuals with higher health needs, which might otherwise lead to higher premiums or limited access to coverage.

The redistribution of funds serves to stabilize insurance premiums and promote competition among insurers, ultimately allowing them to offer coverage to a broader range of individuals, including those who are less healthy. This approach is central to the risk-sharing mechanisms established under the ACA, designed to incentivize insurers to provide coverage without discrimination based on health status.

The other options do not align with the goals of the stabilization programs. Limiting the number of insurance providers might create less competition, which is contrary to the ACA's intent. Reducing overall insurance costs across all plans is a broader goal but not specific to the mechanics of the risk and market stabilization programs themselves. Mandating a maximum amount of profit for insurers does not accurately reflect the ACA's approach to market regulations, which allows for profitability while maintaining consumer protections.